Fiduciary & Administrative Oversight

Every plan sponsor needs to understand the fiduciary responsibility associated with offering a retirement plan. It is important for you to work with experts who can help you navigate the complexities of that responsibility. Our processes and procedures are geared towards helping you maintain prudent compliance and administrative standards. Consider us an extension of your Human Resource Department, helping to ensure your organization is administering the plan with a high level of prudence. Your Human Resource Department can count on us to provide on-going support, resources and information.

Key deliverables include:

Custom Investment Policy Statement
Committee Charter/Board Resolutions
ERISA 404(a) & 404 (c) Compliance Guidance
Meeting Minutes/Documented Actions/Agendas
Build An Internal Fiduciary File
DOL/IRS Audit Preparedness
Plan Notice Checklist
Human Resource Best Practices

Company Info

Zephyr Investment Management, Inc.
3625 East Thousand Oaks Blvd, Suite 145
Westlake Village, CA 91362
P: 805-496-6810
F: 805-496-0630
E: cmunoz@zephyrim.com

Investment Updates

A Financial And Tax Planning Strategy For This Week's Stock Market Plunge

Here’s an update on this week’s financial economic news, informed by financial and tax planning and a perspective suited to investors seeking to build a retirement income portfolio or building

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Planning Briefs

10 Year-End Tips to Slash Your 2022 Tax Bill

This is an unusual year-end tax planning season. The pace of federal tax law reform has increased in the four decades and accelerated since the pandemic.

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Zephyr’s Blog

Market Downturns: Uncomfortable But Not Uncommon

After two solid years of strong returns, equity markets are currently experiencing a significant downfall in 2022. While it’s always possible equity markets could turn upward quickly, an equity downturn experience can leave an ex...

FSC Securities Form CRS

Securities and Advisory Services offered through FSC Securities Corporation, Member FINRA/SIPC. Additional advisory services offered through Zephyr Investment Management, a registered investment advisor in the state of California, not affiliated with FSC Securities Corporation.

This communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DC, FL, HI, ID, IN, MA, NC, NM, NV, NY, PA, OR, UT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

IMPORTANT CONSUMER INFORMATION

A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator. Information is also available at www.adviserinfo.sec.gov and brokercheck.finra.org.